WEALTH MANAGEMENT

Over the past two decades as of June 30, 2015, Yale's endowment generated returns of 13.7% per annum, outperforming the classic 60-40 Model (Source: Yale Endowment 2015 Annual Report). Public markets contain high levels of volatility which mixed with investor's emotional volatility lead to

poor investment decisions, i.e. buy high - sell low.

Alternative Investments that Cornerstone considers for our client's portfolio include:

Senior Secured Debt

Non-Traded REIT or Institutional REIT Funds

Land

Energy Infrastructure

Hedged Equity Strategies

Managed Futures

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