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WEALTH MANAGEMENT

Over the past two decades as of June 30, 2015, Yale's endowment generated returns of 13.7% per annum, outperforming the classic 60-40 Model (Source: Yale Endowment 2015 Annual Report). Public markets contain high levels of volatility which mixed with investor's emotional volatility lead to

poor investment decisions, i.e. buy high - sell low.

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Alternative Investments that Cornerstone considers for our client's portfolio include:

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Senior Secured Debt

Non-Traded REIT or Institutional REIT Funds

Land

Energy Infrastructure

Hedged Equity Strategies

Managed Futures

T H E   Y A L E   F O U N D A T I O N   M O D E L

Securities offered through Gradient Securities, LLC (Arden Hills, MN 866-991-1539).   Member FINRA/SIPC.  Investment advisory services offered through Cornerstone Wealth Advisors, Inc., a California and Texas Registered Investment Advisor. Gradient Securities, LLC and its representatives do not render tax, legal, or accounting advice.  Insurance products and services are offered through Michael Sellman, Independent Agent.  California Insurance License number 0G40881.  Cornerstone Wealth Advisors, Inc. is not affiliated with Gradient Securities, LLC. Gradient Securities, LLC and Cornerstone Wealth Advisors, Inc. are not affiliated with the Social Security Administration or any government agency. The presence of this website shall in no way be construed or interpreted as a solicitation to sell any products or services to any residents of any state other than where legally permitted. Check the background of this investment professional on FINRA's BrokerCheck ».

© 2019 Cornerstone Wealth Advisors, Inc.

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